Safety Plans Required
Your business's insurance company may require you to verify that you have a safety plan that meets Florida statutory requirements. What does that mean? Here's the answer, highlighted in yellow.
Abstract: 440.1025 Employer workplace safety program in ratesetting; program requirements; rulemaking. 627.0915 for a workplace safety program in the setting of rates, the employer must have a workplace safety program. At a minimum, the program must include a written safety policy and safety rules, and make provision for safety inspections, preventative maintenance, safety training, first-aid, accident investigation, and necessary recordkeeping.
And... if you think you might qualify for a safety plan and drug-free-workplace discount, consider this Florida statute and discuss it with your insurance carrier:
Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
627.0915 Rate filings; workers' compensation, drug-free workplace, and safe employers.--
(1) The office shall approve rating plans for workers' compensation and employer's liability insurance that give specific identifiable consideration in the setting of rates to employers that either implement a drug-free workplace program pursuant to s. 440.102 and rules adopted under such section or implement a safety program pursuant to provisions of the rating plan or implement both a drug-free workplace program and a safety program. The plans must be actuarially sound and must state the savings anticipated to result from such drug-testing and safety programs.
(2) An insurer offering a rate plan approved under this section shall notify the employer at the time of the initial quote for the policy and at the time of each renewal of the policy of the availability of the premium discount where a drug-free workplace plan is used by the employer pursuant to s. 440.102 and rules adopted under such section. The Financial Services Commission may adopt rules to implement the provisions of this subsection.
http://www.flsenate.gov/Statutes/index.cfm
We encourage you to use SafetyWriter to package your own professional safety plan. SafetyWriter takes the writing out of writing a safety plan. With just a handful of clicks, you will have a Word document of the plan you created for your specific SIC(s). Save the document and customize it any way you like. If you want more information about creating a safety plan, or to request a free and confidential on-site safety consultation, please call our toll-free number: (866) 273-1105. We welcome your call.